Moderntreasurymoderntreasury.com
Modern Treasury's API program shows genuine strengths in agent discoverability and documentation parseability, but two areas demand immediate attention: partners lack a self-service portal and quickstart path, meaning they cannot get hands-on without a sales conversation, and the API spec is missing concrete request/response examples, leaving both developers and AI agents guessing at real data shapes. Closing these gaps — alongside adding agent instruction context and rate-limit signaling — will materially shorten partner onboarding and make the API safe for autonomous agent workflows.
API DesignA clean, typed, well-governed API contract agents can reason about2 pass2 warn1 fail79B
| Signal | Points | Findings | Rationale | |
|---|---|---|---|---|
| pass | Auth declared & discoverablevia spec | 25/25 | Authentication required (global or on every operation). Investigated: spec 100%, docs 100%. | Agents can only authenticate when auth is declared, scoped, and discoverable. |
| warn | Machine-readable, versioned contractvia spec | 18.8/25 | info.version="v1" set but no versioning scheme (URL / header / media type) detected. Investigated: spec 75%, docs 50%. | A current OpenAPI version with a declared versioning scheme lets agents reason about the contract. |
| warn | Schema coverage & depthvia spec | 16.7/25 | 87% of operations have documented schemas (target 95%+). Investigated: spec 67%. | Typed, complete request/response schemas are what make agent function-calling possible. |
| pass | Security & governance hygienevia spec | 15/15 | No credential-shaped strings detected in spec. Investigated: spec 100%, wellknown 0%. | No leaked secrets, no critical lint violations, no OWASP API Top-10 spec smells, and a published vulnerability-disclosure channel. |
| fail | Example coveragevia spec | 0/10 | 0% example coverage. Investigated: spec 0%. | Examples carry shape semantics schemas under-specify — for humans and agents alike. |
Developer ExperienceThe context both developers and agents need to integrate fast — onboarding, code samples, complete descriptions and worked examples2 pass0 warn2 fail52D
| Signal | Points | Findings | Rationale | |
|---|---|---|---|---|
| pass | Description completenessvia spec | 15/15 | 67% description completeness (target 90%+). Investigated: spec 100%. | Complete descriptions are the context humans and agents need to use endpoints. |
| pass | Changelog publishedvia sdk | 13/13 | Newest official SDK activity 0 day(s) ago. Investigated: sdk 100%, spec 0%, docs 0%. | A published changelog lets partners track changes without surprise. |
| fail | Self-service developer portalvia docs | 0/29 | No signup page detected across conventional paths (/signup, /sign-up, /register, /get-started, /console/signup, /dashboard/signup, /try, /try-free, /free, /free-trial, /start, /start-free). Investigated: docs 0%. | Self-serve key/account creation is the fast first call for partners, with no sales gate. |
| fail | Quickstart presentvia docs | 0/25 | No quickstart/getting-started page found at the conventional paths. Investigated: docs 0%. | A quickstart is the fastest path from landing page to first successful call. |
| na | Code samples in docs | —/18 | No surface produced evidence for this capability in this run. | Multi-language samples shorten time-to-first-call. |
Agent DiscoveryPartners and their agents can find your APIs — llms.txt, registries, crawlable and reachable docs1 pass3 warn0 fail71B
| Signal | Points | Findings | Rationale | |
|---|---|---|---|---|
| pass | Registry & SDK presencevia docs | 28/28 | Indexed on Context7 (websites/moderntreasury_platform_reference, 156 snippets). Investigated: docs 100%, sdk 100%, cli 0%. | Listing in MCP registries and publishing SDKs puts the API where agents and their tooling look. |
| warn | llms.txt present, valid & comprehensivevia docs | 15/30 | Could not test any pages; 1 failed to fetch. Investigated: docs 50%. | A valid, comprehensive llms.txt is the machine-readable entry point for agents. |
| warn | Docs reachable, not hard auth-gatedvia docs | 15/30 | 1 JavaScript redirect(s) detected across 1 pages. Investigated: docs 50%. | Agents can only index and fetch docs they can reach — past auth gates and over correct HTTP semantics. |
| warn | Crawlable / AEOvia wellknown | 6/12 | No sitemap discoverable via robots.txt or /sitemap.xml on the docs host. Investigated: wellknown 50%. | Bots allowed plus a fresh sitemap make docs findable by agent crawlers. |
Agent UnderstandingAgents can correctly interpret your APIs — machine-readable errors, consistent descriptions, structured data, parseable docs2 pass1 warn1 fail83A
| Signal | Points | Findings | Rationale | |
|---|---|---|---|---|
| pass | Machine-readable errors (RFC 9457)via docs | 28/28 | 10 distinct 4xx/5xx response codes documented. Investigated: docs 100%, spec 50%. | RFC 9457 problem details and a documented error-code inventory let agents parse failures without burning tokens. |
| pass | Operation purpose clarityvia spec | 25/25 | 98% of operations have a clear summary + operationId an agent can select on. Investigated: spec 100%. | Agents select the right endpoint from its summary + operationId; clear, named operations make tool-selection reliable — the strongest driver of correct tool choice. |
| warn | Agent-navigable, token-efficient docsvia docs | 15.1/22 | No pages support .md URLs (0/1 tested). Investigated: docs 69%. | Server-rendered, clean, small-footprint docs are what an agent can cheaply fetch and parse correctly. |
| fail | Agent instructions file (AGENTS.md)via wellknown | 0/10 | No AGENTS.md at the site root or /.well-known/. Investigated: wellknown 0%. | An AGENTS.md gives coding agents explicit setup, auth, and usage instructions to interpret and operate the API — beyond llms.txt's link index. |
| na | Docs structured data | —/8 | No surface produced evidence for this capability in this run. | Structured data (JSON-LD/schema.org) on docs pages gives agents an unambiguous parse target and is what answer engines cite. Detected on the JS-rendered head (Firecrawl) for a bounded page budget, so JS-injected JSON-LD is now caught; pages we can't render are excluded rather than failed. |
| na | Description consistency across surfaces | —/7 | Only 1 surface description(s) with ≥6 tokens available; need at least 2 to compare. | Every surface tells the same story about what the product is. |
Agent UsabilityAgents have the context to use your APIs reliably, not just find them2 pass1 warn2 fail65C
| Signal | Points | Findings | Rationale | |
|---|---|---|---|---|
| pass | Pagination documented & consistentvia spec | 22/22 | Pagination params detected on 41 list endpoint(s). Investigated: spec 100%, docs 100%. | Consistent, documented pagination lets agents traverse collections. |
| pass | Sandbox separationvia spec | 20/20 | Test credentials signaled (test-key prefixes) but no sandbox server declared in spec. Investigated: spec 100%, docs 100%. | An isolated environment lets agents exercise destructive operations safely. |
| warn | Idempotency documentedvia spec | 13.5/27 | 43% of mutating operations document idempotency (target 70%+). Investigated: spec 50%, docs 50%. | Documented idempotency lets agents retry safely. |
| fail | Rate-limit signalingvia spec | 0/22 | No rate-limit response headers documented. Investigated: spec 0%, docs 0%. | Machine-readable rate-limit headers let agents throttle adaptively. |
| fail | Runnable collection with test scriptsvia platform | 0/9 | No public Postman workspace discovered for the org. Investigated: platform 0%. | A public, maintained collection with assertions is runnable truth agents validate against. |
Resources Discovered
The public resources we found for Moderntreasury — the evidence behind the score. All discovered from public sources; nothing here requires access to your systems.
| Agent hints | Context7 (156) |
|---|---|
| APIs analyzed | 1 — Modern Treasury |